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Top 3 Custom Writing Services of Canada
We are committed to reviewing some of the best Canadian writing services so that you never have to worry again about selecting trustworthy, top Canadian writers. Academic life can be very demanding and while students try their best to keep up with their coursework, sometimes they just need a little helping hand from Canadian academic writing services.
When We Can Help You Write Your Essays
Have you ever felt that you are already flooded with so much work that the extra essay your tutor gave you is just making it all impossible to balance perfectly? Maybe you have found yourself needing to write an essay on a topic that you are either not entirely interested in or it does not use your skills to the best that they can? Whatever your reason for needing a professional writing service, we are here to help you with your search for the best service available to you. We will be providing you with assignment writing services reviews to get you started in your search.
It is important to research into any custom essay writing services before you even consider placing an order with them, which is why we review writing services in the first place. By being aware of what a service can offer you, you are prepared to make an informed decision. We make it possible for you to find reviews of the best Canadian essay writing services all in one easy to reach place.
If you have ever chosen a scam writing service before, or paid for a custom essay but have been ripped off or even received the paper you ordered but it was not up to scratch and you were refused a refund, then you will understand just how important it is to look deeply into any Canada-based writing service. Or perhaps you have never ordered from a writing service before and therefore have absolutely no idea what you are looking for and what the signs are of a bad writing service. We are here to help by making sure that we publish the best websites to buy essays in Canada as well as making everyone aware of who to stay away from.
Importance of Trust in Essay Writing Services Industry
Here at Top Canadian Writers we understand just how important it is to be able to trust a writing service fully when placing an order with them, as after all the help that they provide you with will directly impact and affect your grades and ultimately your future. Selecting a writing service may seem easy, but it is everything but as there are plenty of things to consider.
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To Trust or Not to Trust Someone Who Can Write My Essay For Me?
If you are ever unsure whether you can trust a professional writing service that you have discovered online or not, then alongside our essay writing companies reviews, here are some additional pointers to look out for:
Social Media – Always search for the best custom essay writers on social media and have a look at their profiles. If they have a low number of followers and have been inactive for a while, or have a high number of followers but very few interactions with their audience then these are bad signs. No creditable Canadian writing service will avoid talking with their audience or using their social media accounts, unless they have good reason to.
Searching Online – If you have searched for some customer reviews for best essay writers online in Canada but hardly anything comes up in the search then this means no-one is talking about them, but the question should be – why not? All of the best essay writing services in Canada get spoken about.
Don’t let bad reviews influence you – If some professional assignment writers look great; they are active on social media, look legit, their website is pretty great and their samples look good – then never be put off by a few bad reviews. No writing service out there will be perfect all the time so expect some minor bad or neutral reviews. Of course, take all individual reviews as they come and judge them by their own merit.
When You Get It Right And Receive An A+ Custom Essay
As long as you choose wisely for your assignment help and do your research, then you are one step closer to excellent grades and absolutely nothing to worry about. If you do your research right, then there will be no risks involved when you either order or purchase an essay from a service. You should be selecting a writing service who understands their customers and their needs and are able to customise their customers experience with them. You want an excellent, affordable writing service who has a zero tolerance for plagiarism and have good refund policies – just in case, as well as one who hires talented writers who are experts within their field. Any good writing service will publish information about their team of writers on their website so you know what kind of expert you will be getting.
If you are needing help with your dissertation, whether it is for an undergraduate degree or PhD, then you should be somewhat more thorough than the typical student. When you are trusting a writing service with your dissertation grade, you are also trusting that they are extremely talented. Writing a dissertation requires far more skill and knowledge than the average essay so you should be on the look out for top rated dissertation writing services in Canada.
If you are wanting to buy essays online in CA then you should always make sure that the paper you receive has not been sold on to any other customer before you. When writing services have a pay for essay option for your essay help, you don’t want to be penalized for submitting plagiarised work because universities are now getting strict on their policies. By ordering from one of the best Canadian essay writing services, you will not put your education at any risk.
August 18, 2011
Consultation Paper: Employment Insurance Premium Rate Setting
Note: A consultation is not a poll. Please do not send multiple or duplicate submissions.
Closing date: November 30, 2011
Who may respond:
These consultations are open to anybody interested in participating.
Submissions can be emailed to email@example.com.
Written submissions to this consultation are invited and should be forwarded by November 30, 2011, to:
Federal-Provincial Relations and Social Policy Branch
Department of Finance
15th Floor, East Tower
140 O'Connor Street
Ottawa, Canada K1A 0G5
Once received by the Department of Finance, all submissions will be subject to the Access to Information Act and may be disclosed in accordance with its provisions. Should you express an intention that your submission be considered confidential, the Department will make all efforts to protect this information within the requirements of the law.
Employment Insurance Premium Rate Setting
By providing temporary financial assistance for unemployed Canadians while they look for work or upgrade their skills, the Employment Insurance (EI) program plays an important role in supporting Canadians and Canada’s economy and labour market. The program also provides temporary income support for eligible workers who are either sick, pregnant, caring for a newborn or adopted child or providing care or support to a gravely-ill family member. In total, the EI program provides approximately $23 billion per year in income benefits (Part I) and Employment Benefits and Support Measures (Part II) to Canadians.
The EI program is financed entirely by contributions from employees and employers, via premiums paid on insurable earnings, up to an annual limit known as the “maximum insurable earnings” (MIE), set at $44,200 for 2011. Employers pay 1.4 times the employee premium rate. The rate is different in Quebec than in the rest of Canada because Quebec has assumed responsibility for its own maternity and parental benefits since January 1, 2006.
The Government has committed to ensuring that EI premiums are used exclusively for the EI program and that premiums are set no higher than required to pay for benefits over time. To meet this commitment, and to enhance the independence of premium rate setting, it created a new, independent Crown corporation, the Canada Employment Insurance Financing Board (CEIFB) in 2008. The CEIFB reports to the Minister of Human Resources and Skills Development and is staffed with experienced and qualified experts who manage the financing of the EI program.
The CEIFB’s mandate is to set the EI premium rate to ensure that program revenues and expenditures break even over time. More specifically, the CEIFB is required to set the rate each year at a “break even rate” that balances cumulative EI revenues and expenses, subject to a legislated limit on annual rate changes.
The global recession created a number of challenges for the EI program as unemployment increased steadily, driving up total benefit expenditures over a relatively short period of time. Because every $120 million net increase in EI expenses results in an increase of 1 cent to the annual break even rate, the CEIFB would have had to increase premiums by 15 cents per year (the maximum increase or decrease allowable by the legislation) for three years to ensure break even financing and to recover any deficits incurred due to a greater number of EI claimants qualifying for benefits.
Instead, to help Canadian workers and employers overcome the challenges posed by the 2008-09 global recession, the Government acted in Canada’s Economic Action Plan to freeze EI premiums for 2009 and 2010 at their lowest level since 1982 (see Chart 1). This represented relief of $9.2 billion over 2009 and 2010 for Canadian workers and their employers relative to what would have been the case had rates been set at the break even rate over these two years.
Chart 1: Employment Insurance Premium Rates
Given the ongoing fragility of the economic recovery, the Government took further action in September 2010 to limit the annual increase in EI premium rates to 5 cents per $100 of insurable earnings in 2011 and 10 cents in subsequent years. Without this change, the CEIFB would have had to increase EI premiums by 15 cents per year over the 2011-2013 periods. At a time when every dollar counts to individual families, this could mean almost $75 extra in the budget of the average Canadian family in 2011. Canada-wide, it will amount to $1.2 billion back in the pockets of workers and job creators.
Premium rates are projected to be lower under the new limits than would have been the case under the 15-cent limit through 2014. By design, premium rates are less volatile under the new lower limits on annual rate changes. The rate limits mean that, going forward, premium rates will need to be set well above the annual break even rate in order to address the cumulative EI Operating Account deficit.
Based on current economic projections, it is expected that the EI Operating Account will return to cumulative balance by 2015 under the current regime. However, at that point, the annual premium rate will be well above the annual break even rate, and will only be able to decline by 10 cents per year, as the rate limits also apply to decreases. As a result, a surplus is projected to accumulate until the premium rate is eventually reduced to the annual break–even level. Rates would then need to be set below the annual break-even level for a significant period in order to eliminate the cumulative surplus.
As above demonstrates, EI premium rates are influenced by a number of factors such as labour market conditions, limitations on annual rate changes, and the cumulative balance of the EI Operating Account. These factors need to be considered when examining policy options for premium rate setting in the long term.
The recent actions taken by the Government to limit rate increases also point to the importance of preventing large premium rate increases which could jeopardize economic recovery and the need to bring the EI Operating Account back to balance over time.
To better address these considerations, the Government committed to undertake consultations with individuals and businesses on how the EI rate setting mechanism can be further improved to ensure more stable, predictable rates, while also maintaining several key principles:
- Ensure the program breaks-even over-time;
- Avoid large cumulative surpluses or deficits; and
- Maintain transparency in the rate setting process.
This consultation is not about EI benefits and is focused exclusively on the EI rate-setting mechanism. In particular, the Government is seeking the views of Canadians on the following questions:
- What is a reasonable amount of time in which the EI program should be expected to break-even? (i.e., 2 years, 5 years, 10 years, etc.)
- What is an acceptable maximum annual change in EI premiums?
- What should be the rate-setting process?
Interested parties can provide submissions to the Parliamentary Secretaries of the Minister of Finance and the Minister of Human Resources and Skills Development Canada until November 30, 2011 at the following address: firstname.lastname@example.org